FAQ
General Questions
Elite Medical Associates accepts most major insurances (the list of accepted insurances is constantly growing). Your annual fee pays for preventive care medical services that insurance usually doesn’t cover (e.g., advanced diagnostic testing and screenings). Your Concierge physician will continue to bill your insurance and charge copays, co-insurances and deductibles as he or she currently does for other medical services like sick visits.
The Elite Wellness Program includes access to lab tests, screenings and diagnostics that go beyond what is typically included in a basic physical exam. These tests, for example, have been shown to identify 40 percent more people at risk for heart attack or stroke compared to standard cholesterol tests. The detailed results of this additional testing, in combination with one-on-one counseling with your doctor, will be used to develop your customized wellness plan. It’s a more proactive approach to staying well—developing a clearer picture of your health risks and making a plan to minimize them.
Yes. Our practice accepts Medicare.
Doctors choose Concierge Medicine because they want to practice medicine the way they were trained. They want to have time with their patients, they want to focus more on preventing disease rather than just treating symptoms, and they want to utilize the more innovative tools available to them. These doctors want to make a real impact on their patients’ health, but the current healthcare system has gotten in their way, creating long waits, red tape and too little time for meaningful interaction. Many doctors also want to maintain their independence and keep their intimate office setting, so they choose concierge medicine rather than join a large group or hospital.
No. The annual fee for a membership in Elite Medical Associates pays for services not typically covered by your insurance and is not reimbursable by insurance.
Most labs and diagnostics (such as the blood draws, EKG, vision and hearing, body composition and others) at our office. For some, you may have to go to a local lab, radiologist or specialist to have your tests performed.
Yes! Our physicians check-in on patients at the hospital. This may include one or more visits, cell phone calls or discussions with your hospital physicians and consultants. Dr. Sharma has admitting privileges and is on staff at many local hospitals and can also treat you at the hospital. Either way, we want to support you. Remember, your physician may not automatically know that you are in the hospital, so please don’t hesitate to inform us.
Summerlin Hospital
Centennial Hills Hospital
Sunrise Hospital
Mountain View Hospital
Southern Hills Hospital
Kindred Hospital (Flamingo and Sahara)
Post-Acute Medical Hospital
Yes. After your annual wellness services have been provided, the Elite Medical Associates concierge membership fee may be reimbursed through Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), Medical Savings Accounts (MSAs), or Health Reimbursement Arrangements (HRAs), depending on your plan.
If requested, our office will provide a detailed statement of services to support reimbursement submission through your plan administrator. Please note that reimbursement is typically processed through a claim submission, and the membership fee can be paid directly using an FSA debit or credit card.
Our team is happy to guide you through this process.
No. In most cases, the annual fee may be paid Monthly, quarterly, semi-annually or annually, and you may use a major credit card or set up convenient automatic payments through a checking or savings account electronic debit option. Our practice wants to make sure this is easy for you so please let us know if there is anyway we can help!
For patients who itemize medical expenses on their tax returns, the annual fee may be deductible. Check with your tax advisor if you have specific questions.
If the initial evaluation was not performed, you may be eligible to receive a refund. If you have received the evaluation a refund is not available and any unpaid balance of the annual fee remains your responsibility. As more than 90 percent of patients in concierge Medicine practices around the country renew each year and patient satisfaction is consistently high, we believe you will be very satisfied with the program and your overall healthcare experience.
Your doctor may see your out-of-town guests for sick visits and urgent matters. Fees, insurance co-pays, coinsurance or deductibles may apply and if applicable out-of-network fees.
Your doctor will arrange for coverage with another concierge physician. You will receive contact information for the covering physician as needed.
Once you and your doctor have determined that an additional medical opinion is necessary or a recommended treatment is not available locally, your physician can work to help arrange for you to be seen at one of the Medical Centers of Excellence facilities, subject to your insurance, ability to travel and the facility’s requirements. This is optional and only offered at the request of your physician. It does not replace your local specialist or treatment centers.
No. The cost for the medical treatment you receive may be billed to you or your insurance, depending on your coverage. You or your doctor should verify that the facility accepts your insurance. Additional costs for treatment, travel and all other accommodations are your responsibility.
Membership & Value
We keep our panel intentionally small so you get time, direct access, and meticulous follow-through. Expect same/next-day visits, extended appointments, proactive risk discovery, and a personalized healthspan plan led by Dr. Sharma—care we’d want for our own families.
A comprehensive intake and annual exam, extended visits, direct physician messaging, rapid access for urgent needs, proactive care coordination, advanced risk assessment when appropriate, and a living healthspan strategy we update together.
Yes. Capacity is limited to protect access and quality. When full, we maintain a waitlist.
Yes. The annual membership fee is due in full at enrollment and must clear before we book your initial comprehensive visit. Once that visit begins, your membership activates and the fee becomes non-refundable for the membership year. If an installment plan would make membership possible, ask us—in select cases a management-approved arrangement may be offered.
If your initial comprehensive visit has not begun, contact us and we’ll review your request. After that visit begins, the annual fee is non-refundable because physician time, planning, and resources are reserved for you.
When your initial comprehensive visit begins. From that point, you receive priority access and year-round support.
It allows us to reserve extended physician time, coordinate pre-visit testing, and deliver the white-glove access members expect.
Insurance, Medicare & Payment Tools
We accept most major insurances for covered medical services. Your membership fee is separate; it covers concierge services insurance typically doesn’t—extended visits, direct access, proactive coordination, and healthspan planning. You’re responsible for copays, coinsurance, and deductibles per your plan.
No. Membership covers services outside standard insurance benefits and is not reimbursable by insurance.
Yes, for covered services. Medicare does not pay the membership fee.
Some patients use HSA/FSA for eligible expenses after services are rendered, depending on plan rules. We provide detailed statements on request. Tax treatment varies—please confirm with your benefits administrator or tax advisor.
Access, Appointments & Communication
Most portal messages receive a reply the same business day (within 24 hours max). For urgent matters, call the office—members receive priority same/next-day access.
Initial comprehensive visits are typically 60–90 minutes; follow-ups 30–60 minutes depending on need. We don’t rush care.
We arrange coverage with a trusted concierge colleague and share contact details. Your care remains seamless.
Yes. We provide virtual visits when appropriate and help connect you with reliable local resources while you’re away.
Diagnostics, Hospitals & Referrals
Many studies—blood draws, EKG, vision/hearing, body composition, and selected performance testing—are done in our office. We coordinate any outside labs or imaging and communicate results in plain English.
We support hospital care with direct coordination—checking in by phone or in person when possible and aligning inpatient decisions with your history and goals. Please notify us if you’re admitted so we can mobilize quickly.
We work with multiple Las Vegas hospitals, including Summerlin, Centennial Hills, Sunrise, Mountain View, Southern Hills, and Kindred (Flamingo & Sahara). Affiliations can evolve—call us for the latest list.
No. We don’t charge a separate fee for the referral. Treatment, travel, and accommodations are your responsibility and may be billed by the outside facility.
Plans & Options
- Concierge Primary Care – Full-access internal medicine with extended visits, care coordination, rapid communication, and prevention focused on your day-to-day health.
- Elite Longevity Optimization – Everything above plus a deeper, data-driven optimization cadence (quarterly 60–90 min sessions, ongoing biomarker/wearable review, performance and recovery strategies) and voluntary enrollment access to MSC exosomes and secretomes, peptides, and individualized N-of-1 IRB-approved study protocols when appropriate. Genomic testing and physician interpretation are included in this plan (often a $8–10k add-on elsewhere for non-members).
- Executive Health Screen – A single, comprehensive assessment with follow-up and a written plan—ideal if you want a top-to-bottom status check before deciding on membership.
Membership covers physician time, strategy, access, and coordination. Labs/diagnostics/medications and outside services are billed through your insurance or direct pay by the facility providing them. We review costs up front so there are no surprises.
We work with multiple Las Vegas hospitals, including Summerlin, Centennial Hills, Sunrise, Mountain View, Southern Hills, and Kindred (Flamingo & Sahara). Affiliations can evolve—call us for the latest list.
No. We don’t charge a separate fee for the referral. Treatment, travel, and accommodations are your responsibility and may be billed by the outside facility.
We’ll always tell you upfront if a service isn’t covered by insurance or Medicare.
Investigational & Advanced Therapies
Yes—only within IRB-approved investigational protocols when appropriate. These biologics are not FDA-approved to diagnose, treat, cure, or prevent any condition. We offer them because we’re genuinely excited by their potential and follow the research closely—but we do not offer anything we believe is unsafe or that we wouldn’t consider for ourselves or our family. Participation is voluntary and carefully consented.
No. They’re separate from membership and billed independently. If you’re a candidate and wish to participate, we’ll review risks, alternatives, and costs in detail and monitor you closely.
We start with your goals (cognition, metabolism, body composition, endurance, recovery), review biomarkers and performance data, and then recommend options with the best risk/benefit fit. When evidence is early, we say so and keep your plan conservative.
No. We don’t charge a separate fee for the referral. Treatment, travel, and accommodations are your responsibility and may be billed by the outside facility.
Investigational biologics are offered only within IRB-approved protocols and are not FDA-approved.
Family & Guests
Often, yes—case-by-case and as the schedule allows. Acute visits for out-of-town guests may carry additional fees and are usually out-of-network.
Renewal & Getting Started
About 30 days before your anniversary we review your year’s progress, refresh your plan, and discuss renewal. It’s a great time to set new goals and celebrate wins.
Book a welcome call → brief intake → submit membership payment → we schedule your initial comprehensive visit and coordinate any pre-visit labs. From day one, you feel the difference a limited, high-touch panel makes.
Therapy-specific FAQs
Evidence note: Some therapies below have established uses; others are emerging with early or mixed data. We’ll tell you what’s known, what’s unknown, and keep your plan conservative. Your safety and outcomes come first.
Hyperbaric Oxygen Therapy (HBOT)
HBOT delivers oxygen in a pressurized chamber; it is an established medical modality with specific, guideline-recognized indications.
Select members use HBOT to support recovery and cellular healing goals as part of a physician-guided longevity plan (not to treat a specific disease). We’ll screen carefully and set expectations. (Opinion based on practice approach.)
Relaxed sessions in a chamber with clinical monitoring; we screen for ear/sinus issues and other contraindications beforehand.
Photobiomodulation (Red/Near-IR Light)
Non-thermal red/near-infrared light used to modulate cellular processes.
Often to support tissue recovery and performance; we may pair it with training or recovery blocks. Evidence base is growing across a range of applications.
Comfortable, noninvasive sessions; we’ll recommend frequency/dose based on your goals and response. (Practice guidance.)
PEMF (Pulsed Electromagnetic Fields)
Low-frequency electromagnetic pulses applied to tissues. Reviews suggest potential benefits for pain/recovery with heterogeneous study quality. 
Sometimes stacked with light or sauna on performance days to support circulation and recovery (adjunct, not a cure). (Practice guidance.)
Short sessions; we track your subjective and functional response over time.
NanoVi
A biophotonic adjunct marketed to support oxidative-stress resilience. High-quality randomized evidence is limited; we use it, when chosen, as a low-risk add-on with measured expectations. (Practice opinion; emerging evidence.)
As a brief add-on during clinic visits to complement recovery-focused blocks.
BrainTap + Neural Chek HRV
Guided neuro-sessions paired with heart rate variability (HRV) tracking; HRV is a well-described marker of autonomic balance and stress response.
To train stress resilience and focus and monitor adaptation over time.
Headset-based sessions; we trend HRV and adjust your plan accordingly. (Practice guidance.)
IV Ozone
An adjunct used in longevity circles; evidence and regulatory views are mixed and evolving. Some reviews report potential signals (e.g., in pain settings), while others highlight safety concerns and lack of robust efficacy. We require careful screening and informed consent.
Considered only for select members after a risk–benefit discussion.
Delivered in a controlled setting, not included in membership; billed separately.
Infrared Sauna / Cold Plunge (Contrast)
Heat and cold exposure used to train recovery, circulation, and stress tolerance. Sauna health associations are supported by observational and review data; cold-water immersion shows mixed but useful recovery effects in athletes.
To support cardiometabolic and recovery goals, personalized to your tolerance.
We set time/temperature targets conservatively and progress as appropriate.
Molecular Hydrogen / Halotherapy / Vibro-Acoustic
- Molecular hydrogen (H₂): Investigational antioxidant signaling modulator with expanding reviews; human data remain developing.
- Halotherapy (salt room): Proposed to support airway hygiene; evidence is adjuvant/early with variable quality; no major guidelines endorse routine use.
- Vibro-acoustic therapy (VAT): Sound-induced vibration for relaxation/pain; early studies and scoping reviews suggest potential; more rigorous trials are needed.
As adjuncts for targeted goals (respiratory ease, relaxation, stress modulation). We’ll be transparent about evidence strength and keep dosing modest.
Comfort-focused sessions, added only if the benefit-to-burden looks favorable for you.
Sports PT & Performance Testing
Objective testing (e.g., VO₂ max, RMR, DEXA, 3D movement) to personalize training, recovery, and body-composition strategy. CPET/VO₂ testing is the gold-standard for cardiorespiratory fitness assessment.  
To make your plan data-driven—we calibrate training zones and track progress.
Lab-style testing with physician/exercise-physiology oversight; results feed directly into actionable tweaks.
Kindly note: membership fees are due in full at enrollment and become non-refundable once your initial visit begins. We’re happy to answer questions before you enroll so you can move forward with confidence.
